Purchase Travel Insurance for Peace of Mind on Your Kayak Vacation


Because unforeseen "what ifs" occur in life, travel insurance is an essential element we always recommend to clients when planning their trips. Travel insurance offers peace of mind. Although travelers may never have thought of their vacation as an investment, that's what it is. For most people, a vacation is their third largest purchase (behind their home and car). Most of us can't afford to lose the non-refundable portions of a trip if something unexpected happens - and emergencies occur: kids get sick, elderly need attention, an accident... not to mention such common issues as missed flight connections, lost baggage and travel delays.

We have some specific examples of how this insurance can help you when participating on a kayak tour. Should you arrive late for your rendezvous and miss departing with the group in the kayaks, often it is impossible or prohibitively expensive to catch up and you could miss the entire adventure portion of your vacation. More rarely, one of our tours could get cancelled for reasons beyond our control, or be delayed in returning due to bad weather. And in the worst case scenario, if you got injured in a remote location and required medical evacuation, you will be protected from this enormous cost by purchasing travel insurance.

Please click here to purchase a plan from our recommended insurer's website. If you decide to purchase your travel insurance over the phone, please provide them with the following number so that they identify you as one of our adventure guests: #477-049.

Below you can read about the coverages provided by our recommended travel insurance. Please note that there are two levels of protection: TraveLite and Travel Plus.

Travel Insurance Information - Peace of Mind for your Vacation

Protection Plan Coverage Highlights
Benefits TraveLite Travel Plus
Trip Cancellation Trip Cost
($30,000 limit per person)		 Trip Cost
($50,000 limit per person)
Trip Interruption 150% of Trip cost
(up to $45,000 per person)		 150% of Trip cost
(up to $75,000 per person)
Trip Delay / Missed Connection $750 $1000
Accident / Sickness Medical $50,000
Optional: upgrade of $100,000 coverage
 
Included in Accident/Sickness benefit level		 $75,000
 
Note: Medical Evacuation and Repatriation maximum benefit amount $2,000,000
Medical Evacuation / Repatriation
Baggage / Baggage Delay $1,000 / $250 $2,500 / $600
Common Carrier / 24 Hour AD&D $50,000 / $10,000 $50,000 / $25,000
Rental Vehicle Coverage Optional: $50,000 of coverage Included: $50,000 of coverage
Travel Assistance &
Concierge Services		 Included with plan Included with plan
Post-departure Coverage Only (no Trip Cancellation/ Interruption) See "Zero" Band See "Zero" Band
Pre-existing Condition Coverage Within 21 days
of initial trip deposit		 Within 21 days
of initial trip deposit
Flight Accident Coverage Optional: $300,000/
$500,000/ $1Million		 Optional: $300,000/
$500,000/ $1Million
Coverage for Children under 16
(accompanied by an adult family member)		 No additional cost
(Optional upgrades not inc.)		 No additional cost
(Optional Upgrades not inc.) 
Rates See rates below for details See rates below for details 
Traveler Age Bands 0-34 ,35-60, 61-70,
71-75, 76-80, 81+		 0-34 ,35-60, 61-70,
71-75, 76-80, 81+

This is a partial description of benefits, certain conditions, exclusions, and limitations apply as set out in the Evidence of Coverage.

Below are the premiums for the TraveLite plan. When calculating your trip cost, be sure to include all transportation expenses (such as airfare, shuttle buses, ferries, etc.), lodging expenses (the portion not included in your Sea Quest vacation package), and various tour costs (your kayak tour plus any other additional tour activities you have planned as part of your vacation).

Trip Cost
Use full cost
per person		 TraveLite Travel Protection
Ages
0-34		 Ages
35-60		 Ages
61-70		 Ages
71-75		 Ages
76-80		 Ages
81+
$0*
No Trip Cancellation		 $19 $29 $36 $48 $59 $105
$1-$500 $25 $36 $40 $55 $66 $109
$501-$1,000 $42 $51 $63 $92 $114 $179
$1,001-$1,500 $53 $68 $88 $121 $161 $251
$1,501-$2,000 $72 $91 $121 $171 $210 $322
$2,001-$2,500 $92 $116 $150 $210 $259 $394
$2,501-$3,000 $110 $136 $179 $251 $306 $466
$3,001-$3,500 $129 $148 $211 $291 $353 $539
$3,501-$4,000 $147 $162 $240 $330 $401 $610
$4,001-$4,500 $164 $185 $303 $369 $447 $678
$4,501-$5,000 $183 $206 $340 $410 $494 $751
$5,001-$6,000 $211 $244 $374 $483 $546 $821
$6,001-$7,000 $266 $291 $455 $574 $642 $963
$7,001-$8,000 $315 $370 $546 $694 $861 $1,178
$8,001-$9,000 $352 $401 $608 $782 $977 $1,337
$9,001-$10,000 $392 $433 $669 $862 $1,094 $1,498
$10,001-$30,000  ----- Call for Quote -----
Medical Upgrade $27 $27 $49 $77 $77 $154

The rates above are for trips from 1-31 days in length. For trips from 32-180 days, add $5 per day. Rates are subject to change.

Please click here to purchase a plan from our recommended insurer's website.

Below are the premiums for the Travel Plus plan. You may prefer this plan for vacations outside of the United States. Foreign travel incurs greater risks of baggage problems, higher rental car insurance, and most importantly, cost of medical evacuation and return to a US hospital.

Trip Cost
Use full cost
per person		 Travel Plus Travel Protection
Ages
0-34		 Ages
35-60		 Ages
61-70		 Ages
71-75		 Ages
76-80		 Ages
81+
$0*
No Trip Cancellation		 $32 $37 $55 $66 $87 $173
$1-$500 $35 $41 $58 $71 $90 $176
$501-$1,000 $62 $72 $102 $126 $158 $249
$1,001-$1,500 $90 $103 $146 $177 $230 $375
$1,501-$2,000 $116 $143 $187 $225 $307 $486
$2,001-$2,500 $145 $178 $229 $289 $406 $607
$2,501-$3,000 $170 $213 $272 $349 $484 $730
$3,001-$3,500 $199 $263 $319 $407 $571 $853
$3,501-$4,000 $223 $298 $363 $466 $668 $975
$4,001-$4,500 $250 $334 $405 $540 $788 $1,096
$4,501-$5,000 $275 $382 $448 $601 $881 $1,219
$5,001-$6,000 $317 $420 $492 $661 $914 $1,374
$6,001-$7,000 $369 $520 $609 $805 $1,151 $1,640
$7,001-$8,000 $460 $599 $699 $957 $1,305 $1,910
$8,001-$9,000 $530 $689 $799 $1,086 $1,480 $2,168
$9,001-$10,000 $612 $789 $899 $1,212 $1,657 $2,467
$10,001-$50,000 ----- Call for Quote -----

The rates above are for trips from 1-31 days in length. For trips from 32-180 days, add $5 per day. Rates are subject to change.

Please click here to purchase a plan from our recommended insurer's website.